Investment Option - A
We are recommending you India's largest Alternative Debt Platform, Where you can Invest your money and get upto 13% Return.
What is TradeCred?
Trade Cred is an alternate debt platform for retail investors such as you and myself. Alternate debts are instruments such as trade receivables discounting (invoice discounting), leasing, bonds, debts etc. Basically TradeCred used the Invoice Discounting formula to operate their Business module.
Which companies list on Tradecred?
Here are a few well known companies I have seen listing their invoices. Note: Some of these invoices may be listed by an intermediary in the name of the actual company.
Amazon
Firstcry
Infosys
Godrej
Tata Qlik
HCL
Coca Cola
Furlenco & more
Benefits of investing in TradeCred
Superb Returns: Like We said, 11.5% is a pretty decent return and it is to a large extent stable. The major competitors to TradeCred who give invoice discounting to businesses are banks which usually charge anywhere between 15% to 25% at times even more. As such this interest rate may stay around for a while.
Easy to start and monitor: The platform is very easy to get started with. Their app allows you to track and buy deals from your mobile.
Strong team: The investors who are backing TradeCred seem to be from sound companies and the managing team is experienced to increasing the tract of the platform and business
Smooth transactions: This is very important in alternate investment platforms such as these. There are no issues in depositing money or withdrawing money whatsoever.
Passive Income: This happens to be a good source of Passive income for those looking to build a stream of passive income.
Challenges of investing in TradeCred
There are a few minor issues that can be done better
The web interface and app are too slow. They feel like they were built in the early 2000’s. Hope the team will bring a new interface with a more robust platform soon.
There are just not enough deals. The deals are subscribed very quickly.
That minimum deposit of Rs.50,000, Which is quite challenging to invest for small investors or beginners.
Now the Biggest Question in your mind is, How to invest in TradeCred?
You have to just click on invest button, Sign up the TradeCred & Start hassle free Investing.
Even you can also earn extra 1% profit while login through given Investment button.
For more better understanding, we recommend you to watch the below given video before to Invest.
India's largest Alternative Debt Platform
Investment Option - B
Another Investment recommendation, Where you can Invest your money and get upto 11% returns.
Wint Wealth introduced Senior Secured Bonds in a publicly listed structure on its platform. Now Investors can invest as little as Rs 10,000/- in these bonds and earn monthly interest. As much as 33% of the principal will be repaid every 9 months, giving a reinvestment opportunity to investors and reducing credit risk.
According to Wint Wealth, this will be India’s first public issue bond backed by a security pool of property loans worth Rs 68 crore, which is 1.25x the issued bonds which reduces the risk aspect.
What are Senior Secured Bonds?
A senior secured bond is one that is backed by a pool of security, such as gold loans, automobile loans, or property loans. In a senior secured bond, the term “senior” denotes that bondholders have first priority to be repaid if the NBFC defaults. If the bond-issuing NBFC fails to make a payment, the entity will be forced to file for bankruptcy, which will be governed by the applicable laws and regulations that protect the investor interest.
What are the minimum investment caps?
The Senior Secured Bonds introduced by Wint Wealth enables retail investors to invest in fixed income assets with as low as Rs. 10,000. This gives them a chance to test the Debt and Bond market waters before deciding to invest more or not.
How do Senior Secured Bonds compare to other options like FD, debt mutual funds?
While Wint Wealth assets give higher returns compared to debt mutual funds, the risk associated is higher as well. A benefit while investing with Wint Wealth is people get a chance to invest in individual bonds at small ticket sizes. However, we encourage investors to diversify their investment among Wint assets to mitigate risks.
How to invest in Wint Wealth?
You have to just click on invest button, Sign up the Wint Wealth & Start hassle free Investing.
However, you can also earn extra 0.5% return through Investing at below given button.
For more better understanding you may prefer the recommended video before start to Invest.